Money Management Assessment Tool
Getting a sense of your overall financial health and money management goals can facilitate your planning and reduce stress.
For more information on finances go to Money Management
To email, first print or save to pdf then email that document to the desired address.
For more information on finances go to Money Management
Spending and Budgeting
Describe your current financial situation (check one).___Stable___Improving___Declining
Do you have enough money each month to pay your bills?
___Yes___No
Would you like to manage your money and debts so you can pay your bills and have a little left over for savings?
___Yes___No
Do you have other concerns about managing money and debts? If yes, describe.
Credit and Debt Management
Do you know what your credit rating is?___Yes___No
Do you understand how businesses use credit ratings to make decisions about you and other consumers?
___Yes___No
Do you know what you can do to improve your credit rating?
___Yes___No
Are you aware that credit counselors can work with you to create a plan for repaying your overdue bills and lower your overall debt?
___Yes___No
Do you have other questions or concerns about credit and debt management?
Repaying Defaulted Student Loans
Have you defaulted on a student loan(s) and need to repair it?___ Yes___ No
Do you know that defaulted loans disqualify you for additional financial aid?
___Yes___No
Describe other concerns or questions you have about how to repay your defaulted student loans:
Paying Overdue Taxes to the IRS
If you have unpaid taxes due to the IRS, do you know how much you owe?___Yes___No
Do you know what payment options are available for paying overdue taxes?
___Yes___No
Describe other questions or concerns you have about taxes due to the IRS.
Bankruptcy
Have you considered filing for bankruptcy?___Yes___No
Have you consulted a professional for information and advice?
____Yes___No
Do you understand the procedures and consequences of filing for bankruptcy
and how to go about it?
___Yes___No
Describe other questions or concerns you have about filing for bankruptcy.