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Credit Management

For people with disabilities who have low incomes and are unable to work, debt can become unmanageable. When this happens, it can create a lot of stress because it may mean:
• No safety net of savings for unexpected expenses
• No financial support for future plans
• Problems with creditors in spite of good intentions

This section focuses on working with creditors, credit counselors, and collection agencies to clear up problems and to understand and improve your credit rating.