Phoenix Rising Re-Entry : Money Management Assessment Tool

Describe your current financial situation

Stable Improving Declining

Do you have enough money each month to pay your bills?

Yes No

Would you like to manage your money and debts so you can pay your bills and have a little left over for savings?

Yes No

Do you have other concerns about managing money and debts? If yes, describe.

Do you know what your credit rating is?

Yes No

Do you understand how businesses use credit ratings to make decisions about you and other consumers?

Yes No

Do you know what you can do to improve your credit rating?

Yes No

Are you aware that credit counselors can work with you to create a plan for repaying your overdue bills and lower your overall debt?

Yes No

Do you have other questions or concerns about credit and debt management?

Have you defaulted on a student loan(s) and need to repair it?

Yes No

Do you know that defaulted loans disqualify you for additional financial aid?

Yes No

Describe other concerns or questions you have about how to repay your defaulted student loans:

If you have unpaid taxes due to the IRS, do you know how much you owe?

Yes No

Do you know what payment options are available for paying overdue taxes?

Yes No

Describe other questions or concerns you have about taxes due to the IRS.

Have you considered filing for bankruptcy?

Yes No

Have you consulted a professional for information and advice?

Yes No

Do you understand the procedures and consequences of filing for bankruptcy and how to go about it?

Yes No

Describe other questions or concerns you have about filing for bankruptcy.

Phoenix Rising Re-Entry