Cancellation of a Student LoanA student loan can only be canceled as a result of death or total permanent disability. Currently, HIV/AIDS is considered a permanent disability. Have your physician complete the total and permanent disability loan discharge form. It is unclear how canceling past loans might affect your ability to get student loans in the future.
Department of Education
studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/disability-discharge for a complete explaination of what to do.