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Section 5

Having enough money to pay for your basic needs, emergencies, and goals is an important part of staying healthy. People who have not worked for a while due to a disability may have financial problems that are stressful and overwhelming, such as:
• Increasing debt
• Calls from collection agencies
• Unpaid taxes
• Unpaid student loans.

Managing money well can build your confidence, comfort, and feelings of empowerment as you reduce or eliminate debt. Remember that there are people and resources that can work with you to resolve financial problems.

This section covers:
• Spending and Budgeting
• Credit Management
• Defaulted Student Loans
• Overdue Taxes to the Internal Revenue Service
• Bankruptcy