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Putting It All Together: A Case Example

The following example shows how you can earn income and deduct allowable expenses to keep and/or increase your SSI payment.

### A.

Dennis Hunt has AIDS. He receives Medicaid and his only income is a monthly SSI payment of $750. He was ready to work part time and was offered a job at a local restaurant where he earned $225 per month. The effect on his monthly benefit and total income was:

**Gross Monthly Earnings** | $ 225 |

General Income Exclusion | - $ 20 |

Earned Income Exclusion | - $ 65 |

**Adjusted Earned Income** | = $ 140 |

Divided by 2 | 140/2= $ 70 |

**Countable Income** | = $ 70 |

Federal Benefit Rate (FBR) | $ 750 |

Minus Countable Income | - $ 70 |

New SSI Payment | = $ 680 |

Plus Gross Monthly Earnings | + $ 225 |

**New Total Monthly Earnings** | = $ 905 |

### B.

After 18 months, Dennis got a raise and worked more hours, so his monthly income increased to $367.He also paid $52 per month for medical expenses that counted as an IRWE. The effect on his monthly benefit and total income was:

**Gross Monthly Earnings** | $ 367 |

General Income Exclusion | - $ 20 |

Earned Income Exclusion | - $ 65 |

Impairment Related Work Expense (IRWE) | - $ 52 |

**Adjusted Earned Income** | = $ 230 |

Divided by 2 | 230/2= $ 115 |

**Countable Income** | = $ 115 |

Federal Benefit Rate (FBR) | $ 750 |

Minus Countable Income | - $ 115 |

New SSI Payment | = $ 635 |

Plus Gross Monthly Earnings | + $ 367 |

**New Total Monthly Earnings** | = $ 1,002 |

### C.

Dennis then decided that he wanted to get a degree in graphic design. With the help of his case manager, Dennis wrote a PASS that described his work goal and his plans to save $70 each month for tuition. The effect on his monthly benefit and total income was as follows:

**Gross Monthly Earnings** | $ 367 |

General Income Exclusion | - $ 20 |

Earned Income Exclusion | - $ 65 |

Impairment Related Work Expense (IRWE) | - $ 52 |

PASS | - $ 70 |

**Adjusted Earned Income** | = $ 160 |

Divided by 2 | 160/2= $ 80 |

**Countable Income** | = $ 80 |

Federal Benefit Rate (FBR) | $ 750 |

Minus Countable Income | - $ 80 |

New SSI Payment | = $ 670 |

Plus Gross Monthly Earnings | + $ 367 |

**New Total Monthly Earnings** | = $ 1,037 |

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