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Putting It All Together: A Case Example

The following example shows how you can earn income and deduct allowable expenses to keep and/or increase your SSI payment.

A.

Dennis Hunt has AIDS. He receives Medicaid and his only income is a monthly SSI payment of $733. He was ready to work part time and was offered a job at a local restaurant where he earned $225 per month. The effect on his monthly benefit and total income was:



Gross Monthly Earnings$ 225
General Income Exclusion- $ 20
Earned Income Exclusion- $ 65
Adjusted Earned Income= $ 140
Divided by 2140/2= $ 70
Countable Income= $ 70
Federal Benefit Rate (FBR)$ 733
Minus Countable Income- $ 70
New SSI Payment= $ 663
Plus Gross Monthly Earnings+ $ 225
New Total Monthly Earnings= $ 888

B.

After 18 months, Dennis got a raise and worked more hours, so his monthly income increased to $367.He also paid $52 per month for medical expenses that counted as an IRWE. The effect on his monthly benefit and total income was:



Gross Monthly Earnings$ 367
General Income Exclusion- $ 20
Earned Income Exclusion- $ 65
Impairment Related Work Expense (IRWE)- $ 52
Adjusted Earned Income= $ 230
Divided by 2230/2= $ 115
Countable Income= $ 115
Federal Benefit Rate (FBR)$ 733
Minus Countable Income- $ 115
New SSI Payment= $ 618
Plus Gross Monthly Earnings+ $ 367
New Total Monthly Earnings= $ 985

C.

Dennis then decided that he wanted to get a degree in graphic design. With the help of his case manager, Dennis wrote a PASS that described his work goal and his plans to save $70 each month for tuition. The effect on his monthly benefit and total income was as follows:



Gross Monthly Earnings$ 367
General Income Exclusion- $ 20
Earned Income Exclusion- $ 65
Impairment Related Work Expense (IRWE)- $ 52
PASS- $ 70
Adjusted Earned Income= $ 160
Divided by 2160/2= $ 80
Countable Income= $ 80
Federal Benefit Rate (FBR)$ 733
Minus Countable Income- $ 80
New SSI Payment= $ 653
Plus Gross Monthly Earnings+ $ 367
New Total Monthly Earnings= $ 1,050

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